Solicitor struck off for failing to protect vulnerable Harrogate homeowner

A solicitor has been struck off for a year after failing to protect a vulnerable client from a conman who bought his Harrogate home.

Anthony Gale was employed by Ison Harrison solicitors when he acted for both the buyer and the seller of a property on St George’s Road.

The solicitor had a long-standing professional relationship with the buyer, Sukhdev Singh, who acquired the property by telling the seller he had paid off the outstanding mortgage of just under £120,000. However, there was no evidence of any mortgage having existed or any money having been paid for the home, the tribunal heard.

Singh acquired the home through a company he had set up, before renting it back to the vulnerable man, who had no tenancy agreement to protect him. Singh was jailed earlier this year for four counts of fraud, all relating to the same property and its former owner.

A hearing of the Solicitors Disciplinary Tribunal last month found the seller, known as Client A, was autistic and had an estimated mental age of 12 years and four months. Mr Gale said he did not realise this when he was dealing with the sale.

A report from the tribunal, published last week, said:

“The admitted misconduct represented a grave departure [from] the ‘complete integrity, probity and trustworthiness’ expected of a solicitor.

“The harm Mr Gale caused to the solicitors’ profession was extensive. The harm caused both to those directly involved and to the profession was eminently foreseeable.”

The three members of the tribunal panel said Mr Gale’s misconduct was “deliberate, calculated and repeated”, and led to a vulnerable client being taken advantage of in the transaction, which took place in 2016.

Mr Gale also faced an allegation that, in 2020 when he was employed by Lofthouse & Co, he acted without authorisation in another property sale and signed a contract without instruction.

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The hearing last month heard that he had been before the Solicitors Disciplinary Tribunal before, in 2018, relating to allegations about his conduct on five other conveyancing matters, between 2005 and 2014. While he denied all five charges, the tribunal found the majority of them proved and he was ordered to pay a fine of £10,000 and costs of £28,291.

He also had sanctions imposed on his practice, including preventing him from being the sole practitioner or owner of a law firm.

The report from last month’s hearing into the latest allegations said:

“Mr Gale’s repeated misconduct demonstrated his complete lack of insight into and understanding of his failings.

“The tribunal held serious concerns as to the risk of repetition in the future given Mr Gale’s demonstrable propensity to ignore red flags in conveyancing transactions, and his inherent inability to identify and heed warning signs of fraud or exploitation.”

‘Blind spot’

The tribunal heard that while the Solicitors Regulation Authority, which brought the application to have him struck off, had been investigating Mr Gale, he had denied all the allegations against him.

However, he admitted them shortly before the hearing, in August this year. The tribunal report said:

“It was plain to the tribunal that Mr Gale had a complete blind spot with regard to the obligations to ‘know your client’, the risks of fraud in conveyancing transactions, management of conflicts of interest, and the obligations attendant upon accepting instructions from vulnerable clients.

“The previous sanction imposed in 2018 had not rectified Mr Gale’s ineptitude in those respects, and had not protected either the public or the reputation of the profession from repeated harm.”

Mr Gale was ordered to pay costs of £12,000 and was suspended from practising for a year.

After that date, he will face restrictions on his work including being barred from running his own business, being a partner in a business, or taking on a role where he is responsible for legal practice or finance and administration.

He is also prevented from holding clients’ money and being a signatory on a client account.

In order to work as a solicitor, he will have to seek approval from the SRA, and will have to complete further training in four areas of practice, including working with vulnerable clients and understanding the risks of fraud.

Accountant jailed for conning Harrogate man out of his home

An accountant has been jailed for more than five years for conning a man with learning difficulties out of his Harrogate home and more than £30,000 of savings.

Sukhdev Singh, 73 spent the money within a fortnight on expensive jewellery, gambling, bank transfers to accounts he held in India, private school tuition fees and other domestic spending.

Singh persuaded his vulnerable victim into signing over his inherited £300,000 family home in an up-market location in Harrogate. He also made a sustained and determined but failed attempt to have the title deeds to the victim’s inherited Spanish holiday home fraudulently transferred to himself.

Today, detectives who led the investigation said Singh displayed astounding levels of arrogance, remaining unrepentant throughout his trial for what amounted to be a sickening and callous series of frauds perpetrated against a vulnerable victim.

The man Singh targeted, who has not been named to protect his identity, is in his 50s. But a psychologist who assessed him confirmed his mental capacity to be that of a 12-year-old, someone clearly vulnerable to potential exploitation.

Singh convinced the victim to let his sole trader accountancy business, SS Singh & Co, receive and hold his savings subsequent to the death of his parents some years earlier.

Offshore accounts

Singh, of Chelwood Drive, Moor Allerton in Leeds, had learned of all the assets owned by the victim which had been bequeathed to him by his parents.

These assets included the property in Harrogate, an apartment in Spain and tens of thousands of pounds in offshore savings accounts held with banks based in Gibraltar and Jersey.

By 2016, Singh had transferred the victim’s Harrogate house into the ownership of a company owned and controlled by himself; namely SS and SK Lalli Ltd.

The Land Registry title of the property was thereafter held in the name of SS & SK Lalli Ltd, which appeared to show a purchase price paid during the transaction. However, there was in fact no exchange of funds from Singh to pay for the house, which resulted in him obtaining the house for no payment whatsoever.

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During the same year, Singh travelled to Gibraltar with the victim where he persuaded him to close his savings account and transfer the balance of more than £34,000 into the UK bank account of SS Singh & Co held by Mr. Singh. The victim was led to believe that Singh would look after these funds on his behalf.

Singh then spent the whole of the £34,000 over the following two weeks on jewellery, gambling transactions, transfers to bank accounts held by Singh in India and other personal domestic spending.

From 2016 onwards, the victim continued to live at the Harrogate property, but had unwittingly become the tenant of Singh’s company without so much as a tenancy agreement to protect him.

The crooked accountant then suggested to the man that he could move from his home address into a flat. Had this happened, Singh would have been free to treat the house as his own.

In the meantime Singh made attempts to ‘help’ the victim to close his Jersey-based savings account and to transfer the account funds into the business account of SS Singh & Co. The police investigation was able to prevent this from happening.

Singh also met with an official in Spain and tried to arrange for the victim’s inherited holiday home to be signed over to him. Fortunately, it failed at the eleventh hour as officials became suspicious when Singh could not provide proof that the purchase funds had been paid to the victim.

The defendant created a series of documents containing false statements to support the frauds.

Citizen’s Advice raises concerns

By 2019, the victim’s Harrogate property had fallen into a significant state of disrepair and he approached the local Citizen’s Advice bureau for help.

This started a chain of events whereby Citizens Advice raised concerns with social services. Singh had let the home deteriorate so much that environmental health teams were brought in.

They became suspicious of the title transfer of the victim’s Harrogate home, and reported their suspicions to North Yorkshire Police’s economic crime unit in 2019.

The force’s specialist economic crime detectives began a long and complicated investigation that would ultimately see Singh arrested in July of that year, and the victim’s remaining assets were secured.

Singh was eventually charged with four counts of fraud, all relating to the one victim. During his trial, Singh refused to accept any wrongdoing and claimed he had acted entirely in the victim’s interests and had merely followed his instructions. Singh attempted to portray his victim as a shrewd and articulate man.

However, a jury didn’t believe Singh and found him guilty of all counts on 13th April this year. After the verdict he was remanded into custody.

A judge at York Crown Court today jailed Sukhdev Singh for five years and six months.

‘Sickening and callous series of frauds’

After the sentence, former Detective Constable Ian Sharp, who led the investigation for North Yorkshire Police’s economic crime unit said:

“Sukhdev Singh had been an associate of the victim’s deceased parents, and had full knowledge of his learning difficulties. He is a manipulative fraudster who displayed a callous lack of empathy for his vulnerable victim. He exploited these vulnerabilities for his own advantage in order to systematically asset-strip him.

“Singh has behaved in an arrogant, deceitful way throughout and appears to have no remorse whatsoever for his crimes.

“It was a truly sickening and callous series of frauds committed against someone who should have been able to trust an accountant to act in his best financial interests.

“Once the case had been brought to the attention of North Yorkshire Police, the force’s economic crime unit was able to safeguard the victim’s remaining assets, and to protect him. The fraudulent transfer of the victim’s Harrogate home has been reversed, and we will now pursue a Proceeds of Crime order against this defendant to confiscate his ill-gotten gains and from this compensate the victim for his lost inheritance.

“While this can’t change the facts of the ordeal he suffered at Singh’s hands, I hope it provides him with some comfort and security.

“I would also like to pay tribute to the agencies who played a significant part in bringing Singh to justice and in safeguarding the victim, particularly Harrogate Citizen’s Advice Bureau who first raised the alarm, also North Yorkshire County Council social workers and the environmental health team.”