Following this afternoon’s closure of the Halifax, Ripon will have one remaining bank and no access outside shopping hours to city centre cash machines.
The closure comes less than three months after the long-established Barclays branch closed its doors on August 25, leaving HSBC – which has no external cash machine – as Ripon’s only bank.
The Barclays bank Ripon branch closed in August.
Cash machines are available during shopping hours at Sainsbury’s on Market Place East and Booths at the Marshall Way Retail Park.
Announcing its branch closure in July, Halifax said in a statement:
“Like many other high street businesses, we’ve seen people using our branches less frequently in recent years as more customers choose to do most of their everyday banking online.
“We’re responding to the way our customers use our branches. We’ll continue to invest in our branch network, but we have to make sure our branches are where customers need and use them most.
“As a result, we’ve made the difficult decision to close this branch because customers are using it less often. In addition the majority of customers are also using alternative ways to bank.”
A report produced by Barclays in May to explain the rationale behind its closure decision, showed that more than 3,000 customers visited regularly for personal or business banking purposes in the last year.
But the bank added that only 121 customers use the branch exclusively for banking. Eighty percent of customers also use online and telephone banking.
The report said 41% of Ripon customers also use nearby branches, such as Harrogate and Thirsk.
Ripon has suffered its second banking blow in the space of nine weeks, with the announcement that the Halifax Bank branch will close on November 14.
The closure of the branch on Market Square South, comes after Barclays advised its customers in May that it is closing its branch on August 25.
Reacting to the closure announcement, Ripon City Council leader Andrew Williams, told the Stray Ferret:
“This is a bad news for Ripon, as we will be going from three high street banks to one, with the city left with just the HSBC branch.
“We are a growing city whose population is set to increase by up to a quarter by 2030 with new housing coming on stream.
“Among that increased population there will be many elderly people who either do not know how to use online banking, or are fearful of it.”
Closing on August 25 – Barclays Bank in Market Square East
Cllr Williams, added:
“With Christmas just four months away, the timing could not be worse for Ripon’s independent retailers, particularly due to the fact that after the Barclays and Halifax closures, residents and tourists visiting the city centre will not have access to cash machines outside normal trading hours.
“Not everybody wants to pay for a meal in a restaurant or a drink in a pub, with a plastic card.”
Figures produced by the Halifax as part of its explanation of the closure decision, shows that 22 percent of branch customers are 75 and above, while a further 37 percent are aged between 55 and 74.
The Halifax explains its decision
In its announcement, the bank, said:
“Following an in-depth review, this branch will close on 14th November 2022
“Like many other high street businesses, we’ve seen people using our branches less frequently in recent years as more customers choose to do most of their everyday banking online.
“We’re responding to the way our customers use our branches. We’ll continue to invest in our branch network, but we have to make sure our branches are where customers need and use them most.
“As a result, we’ve made the difficult decision to close this branch because customers are using it less often. In addition the majority of customers are also using alternative ways to bank.”
Doncaster man jailed after spate of ATM thefts including Starbeck
A Doncaster man has been jailed for 11 years after targeting nine cash machines across Yorkshire and Nottinghamshire including Starbeck.
George Tunney has been sentenced today at York Crown Court on charges of conspiracy to cause explosions and to burgle. As well as theft and handling stolen goods following the offences committed in January and March 2020.
Just a few months after being released from prison, Tunney began his first spate of burglaries in January 2020 in the Doncaster and Hull area.
In a second spate in March that year an ATM at the Co-op in Starbeck was targeted alongside The Post Office in Shepshed, Leicestershire and the Jet garage in Adwick near Doncaster. One of these crimes saw Tunney steal over £35,000 in cash.
In between January and March the 24-year-old targeted a further three cash machines in Grantham, Mansfield and Nether Poppleton.
His numerous offences caused in excess of £60,000 worth of damage to a number of businesses,
A few days after the second spate of attacks Tunney was found along the River Ouse near the York Designer Outlet after fleeing from the North Yorkshire Police officers.
Tunney pleaded guilty to all charges and was sentenced to 11 years in prison, plus banned from driving for eight years.
North Yorkshire Police Detective Superintendent, Fran Naughton, said:
“The sentence given to Tunney today is a clear demonstration that this type of crime will not be tolerated.
“Not only did Tunney and his associates endanger many lives through the dangerous use of explosives, some of which were deployed at fuel forecourts, they caused well in excess of £60,000 damage to a number of businesses.
“These businesses provide essential local services to their communities and many were out of use for extended periods of time whilst repairs were made.”